Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
BOOSTER CARE OPTION◇
We’ve introduced our new Nose-to-Tail Cover for accidents and illnesses, with the freedom to have it your own way. Flexible features to please even the fussiest pets and your budget.
Freedom to choose:
Plus so much more:
Even more reasons to insure your pet with Product Review’s Pet Insurance Award winners for 2018-2025!
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award us the winner of the “Pet Insurance – Value” category.
Whether you’re in the midst of the crazy puppy days or enjoying life with your fully grown best friend, our Nose-to-Tail Cover can help protect them.
Whether your feline friend likes to laze around indoors or prowl the neighbourhood all night, we can cover them from Nose-to-Tail.
Bow Wow Meow Pet Insurance is thrilled to be a Platinum Sponsor of the Australian Animal Poisons Helpline, a registered animal charity that provides a FREE poisons advice service to pet owners across Australia & New Zealand. Pet owners who suspect their pet may have been poisoned can call 1300 869 738 to get rapid first-aid advice, risk assessment and triage recommendations for their pets.
We are proud to support this valuable service, another way we are making a real difference to Aussie pet owners every day.
Accidental Injury is defined as physical harm or injury arising from a single event occurring at an identifiable time and place, independent of any other cause, including any pre-existing condition. Illness is defined as any sickness or disease not covered under Accidental Injury cover.
Annual Benefit Limit is defined as the total amount payable under your policy in each Policy Period for each level of cover selected, subject to sub-limits.
Benefit percentage is defined as the stated percentage of each claim for eligible vet expenses for which Bow Wow Meow will reimburse you, subject to any applicable benefit limits.
Our Routine Care assists you and your vet in providing for your pet’s routine care cover items. It helps encourage regular vet consultations and promotes early detection of potential health problems.
Accidental Injury is defined as physical harm or injury arising from a single event occurring at an identifiable time and place, independent of any other cause, including any pre-existing condition. Illness is defined as any sickness or disease not covered under Accidental Injury cover.
Annual Benefit Limit is defined as the total amount payable under your policy in each Policy Period for each level of cover selected, subject to sub-limits.
Benefit percentage is defined as the stated percentage of each claim for eligible vet expenses for which Bow Wow Meow will reimburse you, subject to any applicable benefit limits.
Our Routine Care assists you and your vet in providing for your pet’s routine care cover items. It helps encourage regular vet consultations and promotes early detection of potential health problems.
#Based on maximum Bow Wow Meow claims evidenced between 01/01/2019 to 31/12/2019 for a particular species and breed.
*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
As caring pet parents, you value your pet’s health and want to ensure they are always well looked after. The fact is that, no matter how well you look after them, most pets will require veterinary treatment at some stage.
The good news is that vet care has advanced significantly over the past decade. Unfortunately, the cost of vet treatment has also risen significantly and there is no Medicare for pets, so when anything happens to your furry family members, you will need to foot the bill.
Vet bills for injuries or illnesses can quickly add up to thousands of dollars.
Pet insurance is a way to protect both you and your pet from unexpected vet bills. There is no need for your pet to suffer if veterinary care is too pricey, and no difficult decisions for you to make other than getting them the best possible care.
Bow Wow Meow is focussed entirely on you and your pets. We are not some big, faceless insurance company, we are a team of Aussie pet lovers.
But we also take insurance seriously, and are therefore administered by Australia’s only general insurer dedicated to pet insurance, Petsure.
We are here for you, and are determined to help you when you need it most. We go above and beyond to help our pet parents during stressful times.
We believe this is what makes us one of the best pet insurance providers in Australia, and what has led to us having been awarded by Product Review as Pet Insurance Award winners every year from 2018 to 2024.
Our pet portal allows you to submit pet insurance claims and manage your policy quickly and easily online.
If we require further information after you submit a claim, we will correspond directly with your vet. This saves you having to worry about your claim and chasing up your vet.
And you have access to GapOnly® on the spot claiming. This means less to pay upfront on eligible vet bills, and if your claim is approved you don’t have to wait for your claim to be paid after you leave the vet’s practice.
Our new Nose-to-Tail Cover provides comprehensive cover for accidents and illnesses, with flexible features to suit your pet’s needs and your budget.
Freedom to choose:
Plus so much more:
You can start your pet’s cover any time before the age of 9 years when you first apply. As long as we continue to provide the product, we’ll offer renewal of your policy every year for your pet’s life (subject to the terms and conditions of the policy).
All of our claims are looked at on an individual basis. However, we do not pay benefits for pre-existing conditions.
A pre-existing conditions is a condition that first existed or occurred:
If, after any applicable waiting period, your pet has a pre-existing condition that is a temporary condition which hasn’t existed, occurred or shown noticeable signs, symptoms or an abnormality in the 18-month period immediately prior to your claim treatment date, it won’t be excluded from cover as a pre-existing condition.
You can apply to have a pre-existing condition reviewed. Your vet will need to certify and provide veterinary records verifying that the condition hasn’t existed, occurred or shown noticeable signs, symptoms or an abnormality for a period of 18 months.
Bringing home and looking after a new puppy can be a big challenge!
Our Puppy Guide is an easy to use comprehensive guide for new pet parents, jammed pack full of
useful information, that has been developed by pet professionals and puppy trainers.
Giving a dog a second chance in life is a wonderful experience.
This guide will make the entry of your newly adopted dog into your life and your home as easy as possible as we have all the information for rescue dogs.
Jam packed with news, tips and advice on how to provide the best possible care for your Bow Wow or Meow!
Keep your cat safe while they spend time outside. We've got all the tips you need for creating a safe and secure outdoor environment.
Read more
They love us unconditionally, so show your dog or cat how much you love them this Valentine's Day - and every day - with these top ideas!
Read more
Discover what cats dream about and why they twitch and tail-flick while sleeping. Explore the fascinating world of feline sleep!
Read moreSusanne Sullivan rescued Milly at 18 months of age. She decided to take out pet insurance cover, and was glad she did, because at 6 years old, Milly developed an aggressive form of cancer in her paw, which has since recurred. Bow Wow Meow reimbursed 80% of her veterinary costs on both accounts and she is very grateful that she made the choice to insure Milly.
Susanne Sullivan rescued Milly at 18 months of age. She decided to take out pet insurance cover, and was glad she did, because at 6 years old, Milly developed an aggressive form of cancer in her paw, which has since recurred. Bow Wow Meow reimbursed 80% of her veterinary costs on both accounts and she is very grateful that she made the choice to insure Milly.
Lauren Longo spent a lot of time researching insurance and is so glad she went with Bow Wow Meow. She has two dogs, including Moose, who is a therapy dog, and looking after his health is very important to the family. Lauren wants to give a big thanks to Bow Wow Meow for helping them to give Moose the operations he has needed, including for when he swallowed a sock, and for Luxating Patella surgery, where they were reimbursed $2,929 out of the total of $3,600 for the surgery.
Lauren Longo spent a lot of time researching insurance and is so glad she went with Bow Wow Meow. She has two dogs, including Moose, who is a therapy dog, and looking after his health is very important to the family. Lauren wants to give a big thanks to Bow Wow Meow for helping them to give Moose the operations he has needed, including for when he swallowed a sock, and for Luxating Patella surgery, where they were reimbursed $2,929 out of the total of $3,600 for the surgery.
Andrew took Sandy for x-rays after she started limping. It was found that she had a torn cruciate ligament in the left leg and needed surgery. After 6 months’ recovery and loading of the other leg, another knee reconstruction was required. Andrew is grateful that Bow Wow Meow were fantastic and and helpful, and seemed to really care about Sandy.
Andrew took Sandy for x-rays after she started limping. It was found that she had a torn cruciate ligament in the left leg and needed surgery. After 6 months’ recovery and loading of the other leg, another knee reconstruction was required. Andrew is grateful that Bow Wow Meow were fantastic and and helpful, and seemed to really care about Sandy.
Joey needed surgery at just 7 months. Bow Wow Meow removed the financial stress so that Penny could concentrate on Joey’s rehabilitation. Penny says that Joey’s life would be dramatically different if he had no cover. He is now 6 years old and loves running around her property!
Joey needed surgery at just 7 months. Bow Wow Meow removed the financial stress so that Penny could concentrate on Joey’s rehabilitation. Penny says that Joey’s life would be dramatically different if he had no cover. He is now 6 years old and loves running around her property!
Bamba, now a senior dog, has been insured with Bow Wow Meow from when he was a puppy. When he was 11 years old, he ruptured a front leg ligament because he fell off the bed. Bow Wow Meow made claiming the cost of his treatment easy so his humans could focus on helping Bamba to get better.
Bamba, now a senior dog, has been insured with Bow Wow Meow from when he was a puppy. When he was 11 years old, he ruptured a front leg ligament because he fell off the bed. Bow Wow Meow made claiming the cost of his treatment easy so his humans could focus on helping Bamba to get better.
Mike Galgut’s Border Collie, Lucky, was diagnosed with epilepsy which needs to be treated for the rest of his life. The daily medication helps to reduce the number the fits, but is also very expensive. Bow Wow Meow has been a big help in covering treatment costs.
Mike Galgut’s Border Collie, Lucky, was diagnosed with epilepsy which needs to be treated for the rest of his life. The daily medication helps to reduce the number the fits, but is also very expensive. Bow Wow Meow has been a big help in covering treatment costs.
Lily was diagnosed with lupus at two. Since then, they have had over 150 claims, with her medication alone amounting to over $35,000. Lily’s brother Luke has also had health issues, as has their cat Marty. Without Bow Wow Meow Rachel would have been lost to cover all these expenses, and Rachel is grateful that they were able to give Lily the best care until the very end.
Lily was diagnosed with lupus at two. Since then, they have had over 150 claims, with her medication alone amounting to over $35,000. Lily’s brother Luke has also had health issues, as has their cat Marty. Without Bow Wow Meow Rachel would have been lost to cover all these expenses, and Rachel is grateful that they were able to give Lily the best care until the very end.
His dad, Pip Allen, took him to a number of vets who advised that he needed surgery. Since then he has had a fair bit of work, and Pip is thankful that Bow Wow Meow helped look after everything. He is grateful to the Bow Wow team for going above and beyond, and helping Odin get the specialist support he needed. Odin is now, thankfully, back to being an “unstoppable crazy monster”!
His dad, Pip Allen, took him to a number of vets who advised that he needed surgery. Since then he has had a fair bit of work, and Pip is thankful that Bow Wow Meow helped look after everything. He is grateful to the Bow Wow team for going above and beyond, and helping Odin get the specialist support he needed. Odin is now, thankfully, back to being an “unstoppable crazy monster”!
Susanne Sullivan rescued Milly at 18 months of age. She decided to take out pet insurance cover, and was glad she did, because at 6 years old, Milly developed an aggressive form of cancer in her paw, which has since recurred. Bow Wow Meow reimbursed 80% of her veterinary costs on both accounts and she is very grateful that she made the choice to insure Milly.
Susanne Sullivan rescued Milly at 18 months of age. She decided to take out pet insurance cover, and was glad she did, because at 6 years old, Milly developed an aggressive form of cancer in her paw, which has since recurred. Bow Wow Meow reimbursed 80% of her veterinary costs on both accounts and she is very grateful that she made the choice to insure Milly.
Lauren Longo spent a lot of time researching insurance and is so glad she went with Bow Wow Meow. She has two dogs, including Moose, who is a therapy dog, and looking after his health is very important to the family. Lauren wants to give a big thanks to Bow Wow Meow for helping them to give Moose the operations he has needed, including for when he swallowed a sock, and for Luxating Patella surgery, where they were reimbursed $2,929 out of the total of $3,600 for the surgery.
Lauren Longo spent a lot of time researching insurance and is so glad she went with Bow Wow Meow. She has two dogs, including Moose, who is a therapy dog, and looking after his health is very important to the family. Lauren wants to give a big thanks to Bow Wow Meow for helping them to give Moose the operations he has needed, including for when he swallowed a sock, and for Luxating Patella surgery, where they were reimbursed $2,929 out of the total of $3,600 for the surgery.
Andrew took Sandy for x-rays after she started limping. It was found that she had a torn cruciate ligament in the left leg and needed surgery. After 6 months’ recovery and loading of the other leg, another knee reconstruction was required. Andrew is grateful that Bow Wow Meow were fantastic and and helpful, and seemed to really care about Sandy.
Andrew took Sandy for x-rays after she started limping. It was found that she had a torn cruciate ligament in the left leg and needed surgery. After 6 months’ recovery and loading of the other leg, another knee reconstruction was required. Andrew is grateful that Bow Wow Meow were fantastic and and helpful, and seemed to really care about Sandy.
Joey needed surgery at just 7 months. Bow Wow Meow removed the financial stress so that Penny could concentrate on Joey’s rehabilitation. Penny says that Joey’s life would be dramatically different if he had no cover. He is now 6 years old and loves running around her property!
Joey needed surgery at just 7 months. Bow Wow Meow removed the financial stress so that Penny could concentrate on Joey’s rehabilitation. Penny says that Joey’s life would be dramatically different if he had no cover. He is now 6 years old and loves running around her property!
Bamba, now a senior dog, has been insured with Bow Wow Meow from when he was a puppy. When he was 11 years old, he ruptured a front leg ligament because he fell off the bed. Bow Wow Meow made claiming the cost of his treatment easy so his humans could focus on helping Bamba to get better.
Bamba, now a senior dog, has been insured with Bow Wow Meow from when he was a puppy. When he was 11 years old, he ruptured a front leg ligament because he fell off the bed. Bow Wow Meow made claiming the cost of his treatment easy so his humans could focus on helping Bamba to get better.
Mike Galgut’s Border Collie, Lucky, was diagnosed with epilepsy which needs to be treated for the rest of his life. The daily medication helps to reduce the number the fits, but is also very expensive. Bow Wow Meow has been a big help in covering treatment costs.
Mike Galgut’s Border Collie, Lucky, was diagnosed with epilepsy which needs to be treated for the rest of his life. The daily medication helps to reduce the number the fits, but is also very expensive. Bow Wow Meow has been a big help in covering treatment costs.
Lily was diagnosed with lupus at two. Since then, they have had over 150 claims, with her medication alone amounting to over $35,000. Lily’s brother Luke has also had health issues, as has their cat Marty. Without Bow Wow Meow Rachel would have been lost to cover all these expenses, and Rachel is grateful that they were able to give Lily the best care until the very end.
Lily was diagnosed with lupus at two. Since then, they have had over 150 claims, with her medication alone amounting to over $35,000. Lily’s brother Luke has also had health issues, as has their cat Marty. Without Bow Wow Meow Rachel would have been lost to cover all these expenses, and Rachel is grateful that they were able to give Lily the best care until the very end.
His dad, Pip Allen, took him to a number of vets who advised that he needed surgery. Since then he has had a fair bit of work, and Pip is thankful that Bow Wow Meow helped look after everything. He is grateful to the Bow Wow team for going above and beyond, and helping Odin get the specialist support he needed. Odin is now, thankfully, back to being an “unstoppable crazy monster”!
His dad, Pip Allen, took him to a number of vets who advised that he needed surgery. Since then he has had a fair bit of work, and Pip is thankful that Bow Wow Meow helped look after everything. He is grateful to the Bow Wow team for going above and beyond, and helping Odin get the specialist support he needed. Odin is now, thankfully, back to being an “unstoppable crazy monster”!
Bamba, now a senior dog, has been insured with Bow Wow Meow from when he was a puppy. When he was 11 years old, he ruptured a front leg ligament because he fell off the bed. Bow Wow Meow made claiming the cost of his treatment easy so his humans could focus on helping Bamba to get better.
Mike Galgut’s Border Collie, Lucky, was diagnosed with epilepsy which needs to be treated for the rest of his life. The daily medication helps to reduce the number the fits, but is also very expensive. Bow Wow Meow has been a big help in covering treatment costs.
Lily was diagnosed with lupus at two. Since then, they have had over 150 claims, with her medication alone amounting to over $35,000. Lily’s brother Luke has also had health issues, as has their cat Marty. Without Bow Wow Meow Rachel would have been lost to cover all these expenses, and Rachel is grateful that they were able to give Lily the best care until the very end.
His dad, Pip Allen, took him to a number of vets who advised that he needed surgery. Since then he has had a fair bit of work, and Pip is thankful that Bow Wow Meow helped look after everything. He is grateful to the Bow Wow team for going above and beyond, and helping Odin get the specialist support he needed. Odin is now, thankfully, back to being an “unstoppable crazy monster”!
Susanne Sullivan rescued Milly at 18 months of age. She decided to take out pet insurance cover, and was glad she did, because at 6 years old, Milly developed an aggressive form of cancer in her paw, which has since recurred. Bow Wow Meow reimbursed 80% of her veterinary costs on both accounts and she is very grateful that she made the choice to insure Milly.
Lauren Longo spent a lot of time researching insurance and is so glad she went with Bow Wow Meow. She has two dogs, including Moose, who is a therapy dog, and looking after his health is very important to the family. Lauren wants to give a big thanks to Bow Wow Meow for helping them to give Moose the operations he has needed, including for when he swallowed a sock, and for Luxating Patella surgery, where they were reimbursed $2,929 out of the total of $3,600 for the surgery.
Andrew took Sandy for x-rays after she started limping. It was found that she had a torn cruciate ligament in the left leg and needed surgery. After 6 months’ recovery and loading of the other leg, another knee reconstruction was required. Andrew is grateful that Bow Wow Meow were fantastic and and helpful, and seemed to really care about Sandy.
Joey needed surgery at just 7 months. Bow Wow Meow removed the financial stress so that Penny could concentrate on Joey’s rehabilitation. Penny says that Joey’s life would be dramatically different if he had no cover. He is now 6 years old and loves running around her property!